Saturday, February 6, 2010

How to overcome the Global Economic Crisis??

The first thing we look for any impact of this global crisis is God's nature is ar-Razzaq who is providing sustenance. It was he who causes property increases or decreases. A true believer will never feel troubled the ups and downs of property, because in reality it is for the betterment of his faith when God manifests his nature with his gift.
On this day, the whole world has been overwhelmed by the financial crisis. Global Economic Crisis. All the countries in the world, both developed and developing countries have been trapped in a very complex problem. Some countries that previously enjoyed strong economic conditions, in such a way they believe will be able to run the world because they have very sophisticated technology (in terms of science, food, weapons, drugs) and countries that others always have with their dependence because of their existence, seemed shattered before their eyes. The fact of the matter is that they are supported by economic policies that cause extremely fragile collapse affected by the global economic crisis.


Word of Allah in the Qur'an Karim:

"And do they not that Allah enlarges the provision for whom He wills and He (also) a narrow (that provision). Indeed, in that there really signs (of Allah) for those who believe.

So give it to the closest relatives of their rights, as (also) to the poor and those in transit. That is better for those who seek pleasure of Allah and it is they are lucky people.

And something riba (additional) that you gave to her property grew in humans, then it is not usury increase with Allah. And what do you give a charity that you intend to achieve the pleasure of Allah, then (who do so) that the people who double (reward).
It is Allah Who created you, then give you sustenance, then mematikanmu, then menghidupkanmu (again). Have any of you associate with Allah that which can do anything from that? Glory be to He and High Exalted from all that they associate ". (ar-Rum [30] :38-41)


The first thing we look for any impact of this global crisis is God's nature is ar-Razzaq who is providing sustenance. It was he who causes property increases or decreases. A true believer will never feel troubled the ups and downs of property, because in reality it is for the betterment of his faith when God manifests his nature with his gift.

On this day, the whole world has been overwhelmed by the financial crisis. All the countries in the world, both developed and developing countries have been caught in a very difficult country rumit.Beberapa previously enjoyed strong economic conditions, in such a way they believe will be able to run the world because they have very sophisticated technology (in terms of science, food, weapons, drugs) and countries that others always have with them because of the dependence of their existence, seemed shattered before their eyes. The fact of the matter is that they are supported by economic policies that cause extremely fragile collapse affected by the global economic crisis.

The true Self is God, but the countries superpower has failed to understand this. The solutions that they're trying to save its economy will not last long, because the solution is not a reliable solution. The real solution is in the closeness to God and follow His whole teaching. Unfortunately, Muslim countries are also engaged in practices similar to them than to follow the instructions in the Quran and those countries do not have the slightest sense of guilt or shame. The leaders of these countries have a sense of selfishness that so extreme and they are more interested to continue to fill his personal bank account. Countries in the Middle East (oil-rich countries) would prefer to continue building a modern infrastructure for themselves, but they did not use its natural resources as the Lord has commanded that is to help Muslim countries are poor options. Even they have the advantage and invest their wealth in Western countries so that they can accumulate interest on their deposits. On the other hand, they develop an Islamic Banking system to realize its aims in his own country, which in fact is just like the labeling system is just and equal atupun usury and interest does not follow the teachings of the Qur'aan.

Provide Allah Rezeki, warn people of faith to spend some sustenance to the family, poor and needy, and travelers in order to achieve God's pleasure and to gain prosperity in terms of spiritual and material well. A true believer who is not someone who took the words from his mouth meaningless, but he is a man of strong convictions against the Lord, That Has To provide all needs, and he spends back what he received in accordance with the wishes of God. Underlined the need in this case, we must remember that a Muslim is the brother of another Muslim, as well as that Muslim countries are bersudara one another, that they should help the Muslim countries are poor and others who are not considered assistance as charity but as a fulfillment of religious responsibility. Should the Muslim countries are rich fulfill this responsibility than to invest their wealth in Western countries to earn interest, they should seek God's pleasure but they've failed to do so and now they suffer misfortune as a result of the global economic crisis.

Mirza Masroor Ahmad, the Caliph Ahmadiyah explained in simple language about the root causes of the economic crisis that is currently happening, with emphasis on the fact that the institutions that provide loans in Western countries actually use the deposit funds of their clients wealth and distribute this money as loans for several purposes, to buy a house and a few other personal items. Most of the money lent to almost no projects are productive, which will be more able to actually strengthen the economy by creating a lot of resources. These loans have been handed over by the easy terms (as an example of a low down payment, and in some cases to 0% of deposits). Then the borrowers do not pay attention to the amount of money he should pay for the flowers according to the terms of the contract. When earned income decline, and he had to run her household debt payments during the period, he had found himself so deeply sunk into the abyss of debt that makes it impossible to pay back its debts in some cases. When the repayment of debt of many clients experiencing congestion, many of the Bank to stop lending money because the funds can not quickly provided. As a result the global economic crisis.

Some countries claim that they are not affected by this crisis, as examples of countries Middle East, they have made a false statement, first, their foreign investments to be shrinking in value and that both they have dependence on their natural resources, as examples of oils that are also experiencing a great depreciation value. A newspaper editorial titled "Sea of Debt" a statement that the U.S. economy had entered into a very difficult condition that it was impossible to restore it easily.

In fact, the whole world was facing the same situation. In America, the credit card users who make them so many fallen and can not make progress because they have involved a form of carelessness in expenditure. Now funds are not immediately available and there are restrictions from companies credit card cause each individual push themselves to shop. Car sales declined sharply and air travel also experienced a drastic decline. This is as a result of reduced fuel consumption due to oil prices is falling. In addition, the purchasing power of all personal needs has decreased, so the result is an increase in depressed individuals.
Thus God says that anyone who uses usury as a form of income is the same as people who take in the establishment of satan.

"The people who eat (take) usury can not stand but as stands a demon because of (pressure) psychosis. Their situation is such that, is because they say (think), actual trading is like usury, but Allah has justifies the sale and purchase and forbids usury. The people who have to ban him from his Lord, and continue to stop (from taking usury), then for him what he had taken first (to judge); and business (up) to God. People who repeat (taking usury), then it is the inhabitants of the Fire they will abide therein ". (2:276)
In other places, God has declared it forbidden usury. Using the usury cause someone to fall into a vicious circle, and make it very difficult to get away from it. there is an anecdote that "If my neighbor lost his job, it is a recession. If I lost my job, it is a depression ". This anecdote is just giving points to the current global situation, where thousands of jobs have disappeared. Mirza Masroor Ahmad has warned the whole world with the words that hard, if there is little sense in you, leave the use of usury. By contrast, invest in the field of trade in accordance with Islamic teachings which are supposed to Muslim countries can lead in this field. Furthermore, he gives examples of some countries such as Pakistan and some African countries, where the leaders of these countries have become so corrupted with extreme and not true to our own country, such as entering the fuel to the fire. Some countries continue to survive on loans from rich countries but do not have a method of how they have to pay back his debts. These countries have been blessed with natural wealth but they have been doing practices that are embarrassing to the expected funds from other countries from time to time.

In fact they had forgotten the teachings of God Almighty and they will be exposed to the wrath of God. This system of usury creates such gaps in between the rich and poor but the Islamic system as zakat create a harmonious relationship between all members of society. Mirza Masroor Ahmad advised that every person and more particularly to the Muslims they should stop all forms of loans, it can prevent from various economic crises that this crisis will not be repeated a few more years to come.
In the reading of the Koran at the beginning of the sermon, he reminded that God not only created us but it also promises to provide sustenance for His creation, in a condition that we follow the orders of his. Instability and frustration as well as the cold war is now happening in the world is as a result of world wealth that is only used by a handful of the rich while the weak ones who can only see from afar without ever getting a part for themselves. Another reason of the destruction of world peace is also a branch from the fact that the case that rich countries take advantage of the natural resources of developing countries to use for his own benefit. Islamic tradition strongly condemned it.

Then Mirza Masroor Ahmad said that the world must understand some of these valuable rules in order to stop this economic crisis:

1. Learning to stand with his own abilities, either as individuals or state level. Stay satisfied with your abilities and do not be tempted to buy a big house and fancy cars that will pressure you involved into the system debt.
2. Get rid of the system of usury
3. The wealth of a country should be separated from efforts to manage natural resources in other countries. Developing countries must be confident that the country's resources will be used to benefit his own country, although there was intervention from the International.
4. State leaders must have a sense of loyalty and patriotism to his own country.
5. The rights of poor people must be met.
These rules are derived from the teachings of Islam, Islam is only one who can present the best solution for dealing with crises in the world today. Piety is a must if you want to get prosperity. There will be no salvation if we ignored the word of God and did not believe Imam Zaman.

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